Vehicle Extended Warranty - Protect Your Purchase
A couple weeks ago, on a Sunday morning, I was running late. My morning coffee didn?t wake me up like it should have, and I was dragging. As a result, I was going to be late for church, and as a teacher, that wasn?t going to be good! I finally got my stuff together and ran outside to my car. It was raining. As I put the key in the ignition, I knew something wasn?t right. I turned the key?nothing. The car wouldn?t start. I hoped the problem was only with the battery, so I rolled the car onto the street, pulled my wife?s car out, and jumped the battery. It worked! After church was over, I took my car to a garage, where I found out the problem was the battery, and I replaced it. But what if the problem wasn?t the battery? What if it was some kind of engine failure? The car was only five years old, but there could be an engine problem at any time. Before I found out definitively what the problem was, the only thing that ran through my mind was dollar signs?what would this cost me if it was an engine problem? It turns out I didn?t have to worried at all. When I bought the car, I could have bought a vehicle extended warranty that would have covered engine repairs (and some other things), but I was too cheap to do it. I decided to gamble on the car working properly until I wanted to get rid of it, and I got lucky that something major didn?t happen to it. What about you? Have you considered getting a vehicle extended warranty? For the small monthly cost, it would certainly give you peace-of mind. Knowing that your car was covered for repairs even that much longer will help you feel better when your car overheats in the fourth year of your vehicle extended warranty?especially if your original warranty expired after three years. Many insurance companies and dealers will offer a vehicle extended warranty. You should look into it, and get several free quotes to compare. Then, you can make the best decision you can to get a vehicle extended warranty. R. Palkra has spent over 40 years in the automotive industry. Now retired, his mission is to spread his <a href="http://www.extendedwarrantyreviews.com/blog/">vehicle extended warranty</a> knowledge.
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Understanding The Provisions Of Your Extended Auto Warranty
An extended auto warranty can be a confusing document for many people. Indeed, there are very few people who actually completely understand the terms and conditions — and the requirements placed on the consumer — associated with an extended auto warranty. In this article, the reader is provided with a general overview of the standard terms and conditions associated with an extended auto warranty. By understanding the terms, conditions and provisions of an extended auto warranty, you can determine if the added protection is right for you. Do keep in mind that when you purchase a new automobile, the manufacturer provides you with a relatively comprehensive warranty at no additional charge. As a general rule, an extended auto warranty expands the term that the manufacturer’s warranty will remain in place. For example, there are warranties available that will expand the length of coverage from a standard three year term to five or even ten years. (In some instances the extended warranty will also broaden the items that are covered by at least some degree.) When considering the purchase of an extended auto warranty, you need to closely examine what precisely you will gain by paying additional money for the added protection. As mentioned, the primary benefit that can be had by purchasing most extended warranties is a lengthening of the amount of time the automobile will be protected by the warranty coverage. Extending the warranty may not make practical sense in some situations. For example, if you have purchased a new automobile that comes with a standard three year warranty coverage, you will not want to obtain extended protection if you will not own the car much beyond the three year term. Some extended auto warranty plans also expand the breadth of coverage. If you tend to be “hard” on a car, if you tend to incur a significant number of bills for auto maintenance, repair and the like, an extended and expanded warranty program that will provide broader coverage may be a perfect idea for you. There are a number of oftentimes overlooked elements associated with an extended auto warranty that are extremely important. First of all, many extended auto warranty plans require you to obtain service work on your vehicle at a specific location. Many such plans require you to obtain service work at the dealership or at another specifically authorized service center. If you obtain service work elsewhere, you may void or cancel the warranty all together. Another common provision on most extended auto warranty plans oblige you to obtain regular service on your vehicle within specifically delineated timeframes. A failure to obtain such service will result in the voiding or cancellation of the warranty. In the final analysis, before you spend additional money on an extended auto warranty, you need to take the time to weigh and balance the costs and benefits, the obligations and recompenses that are associated with the proposed warranty plan. By doing your homework in advance of enrolling in any extended auto warranty plan you will make certain that you elect the coverage that best meets your particular needs. For more information, please visit <a href="http://www.carautowarranty.info" target="_blank">http://www.carautowarranty.info</a>
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Used Auto Warranty Warning: Beware Dealer-Issued Extended Auto Warranty Coverage
Buying a used car? You need an extended auto warranty to protect you from expensive surprises down the road. But be careful when your dealer tries to sell you used auto extended warranty coverage. Usually, the dealer is simply reselling used auto warranties issued by a used auto warranty company, with a markup of up to $1000. You could just as easily have bought the extended warranty directly from the auto warranty company. But overpaying for a third-party used car extended auto warranty is certainly not the worst used auto warranty deal you can get. The worst auto extended warranty deal is to buy one that isn’t issued by a third party at all. Dealer-Issued Extended Auto Warranties Explained Yes, some dealers actually sell extended auto warranties they’ve created themselves. These dealer-issued auto warranties typically only allow you to get service at the dealership. They either don’t cover repairs done anywhere else at all, or they only cover emergency repairs for breakdowns. Often, a dealer-issued used auto extended warranty even restricts you to getting maintenance at the dealership only. With a captive clientele, the dealerships often charge much more than local mechanics. There are some other big problems with a dealer-issued used auto extended warranty: What happens if you move far away? Answer: you’d have to buy another auto warranty. What if you’re driving somewhere far away when your car breaks down? Answer: if the used auto warranty doesn’t cover reimbursements for emergency service, you’re in trouble. Even if it does cover reimbursements, you’d better hope your credit card or checking account can handle the damage in the meantime. What if the dealership goes bankrupt? Answer: get in line behind the banks, the car manufacturer, the dealership’s vendors, and everyone else trying to get money out of the business. What if you just aren’t satisfied with the dealer’s work? Answer: complain very, very nicely. You can’t take your business elsewhere unless you’re willing to pay for it. If you comparison shopped the dealer-issued extended auto warranty, you’d realize it wasn’t worth it. But most people never do a used auto extended warranties comparison. There is simply so much ignorance about auto warranties. Your best hope is to learn more. Dealer-Issued Used Auto Warranties: Why Does Anyone Buy Them? Most often, the buyer simply never thought about an extended auto warranty before going to the dealership. When the salesperson explains how important extended auto warranty coverage is, the buyer just thanks him for the tip and buys it. The buyer doesn’t realize how expensive the warranty is. Of course, car repairs can potentially be so expensive that even an overpriced dealer-issued warranty can pay for itself several times over. Meanwhile, next to a $15,000 car, even an overpriced $2500 dealer-issued warranty seems cheap. But if you’re going to buy a warranty, why not buy a really good one? Many buyers mistake dealer-issued warranties for manufacturers’ warranties. In some cases, the salesperson may even try to let you think the warranty will cover repairs at any of the dealerships affiliated with that manufacturer (say, any Chrysler or Mitsubishi dealership). Of course, such warranties do exist, but they’re more common for new cars than used cars. In short, if a used car dealer ever tries to sell you an extended auto warranty, make sure to ask flat out: will this warranty cover repairs done anywhere, or just this dealership? Double-check the warranty itself to make sure it has a third-party company’s name on it, not the dealership’s. Better yet, why not just buy the extended warranty directly from the warranty company rather than pay the dealer hundreds of dollars of markup on it? That way, you can also research the warranty thoroughly, without pressure. In fact, you should start investigating extended auto warranties even before you go to the dealership. You’ll certainly like the salesperson’s face when you tell him you know what the original warranty company charges for the warranty they’re trying to sell you. You’ll also know in advance how much total the car purchase really will cost you. Don’t wait. Start looking at extended auto warranties now, before the dealerships’ salespeople ever have a chance to breathe down your neck.<p>Joel Walsh, a freelance automotive writer recommends Auto Service Warranty, Inc. where you can get an <a href="http://www.autoservicewarranty.com/">auto extended warranty</a> quote online in seconds: http://www.AutoServiceWarranty.com/<p>
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